WHAT DOES RENTER’S INSURANCE DO FOR ME?
Did you know that if your personal property, let’s say for instance that your cell phone and backpack, were (gasp) stolen from your vehicle . .. your auto insurance does NOT cover that? Petri Renter’s Insurance does!
Did you know that if a water pipe were to break in your rented residence and water were to destroy your laptop, coffee table and favorite pair of sweats … your landlord’s insurance does not cover that? (Can you believe that?) Petri Renter’s Insurance does!
Did you know that if your next door neighbor caught their home on fire, and fire damage and smoke residue made your rented residence uninhabitable, Petri Renter’s Insurance could pay for your hotel AND meals white you are displaced from your rented residence while repairs are being completed.
Did you know that your landlord will LOVE you for having Renter’s Insurance? Because each Petri Renter’s Insurance policy carries a minimum of $100,000 Liability Coverage (Ahh … now you’re feeling rich) and if you accidentally damage your rented residence, they can file a claim for repairs through YOUR Renter’s Insurance and you won’t have to pay a deductible … not one penny.
Everything you own (you call it your “Stuff’) can be protected by Renter’s Insurance. And the amazing thing about all of this . .. Renter’s Insurance costs like .35 cents per day. What! lt’s true. That’s what Renter’s Insurance can do for you
Oh yeah … and if you have Petri Insurance, you’ll get a discount on both policies (the Auto and the Renter’s) for protecting them both together.
COVER WHAT YOU CARE ABOUT FOR JUST A FEW BUCKS.
Home is where you keep the things that matter to you. Renters Insurance can help you protect that stuff if something bad happens to it or your rental. The coverage is dependable and costs less than you might think—in some cases, it costs as much as your morning latte. Talk to an agent about a renters insurance quote now.
MORE WAYS TO PROTECT WHAT’S YOURS.
Even with renters insurance, you may want to look at more policies to further protect the things you own and guard against the unexpected. Your agent can help guide you through the details so you can make choices that fit your needs.
GET TO KNOW YOUR RENTERS POLICY.
There’s a lot worth protecting within the walls of your place. If there’s a fire or theft, your landlord’s insurance policy may not cover your possessions. It’s a smart idea to learn about renters insurance coverage and how it works so you can make the best choices for your situation. An agent will be happy to walk you through:
PERSONAL PROPERTY COVERAGE
Covers your personal belongings if they’re stolen or destroyed by a fire, theft or other covered peril. It includes things like clothing, furniture, your laptop and other electronics—though you may want to opt for scheduled personal property coverage for especially expensive items and collections.
SCHEDULED PERSONAL PROPERTY
If something happens to your high-priced belongings, this covers them beyond the limits of what your personal property coverage will pay. You can add it to your policy to help cover an expensive piece of jewelry, your collection of audio equipment or other pricey items you own.
REIMBURSED LIVING EXPENSES
Helps pay for your increased living costs if a covered loss makes your home uninhabitable. That typically includes things like food and a temporary place to live.
Covers legal expenses, medical bills and other damages if someone gets injured at your place and sues you.
Guest medical coverage
Covers reasonable and necessary medical expenses, like the cost of x-rays or an ambulance, if a person injures him- or herself in or around your place.
IDENTITY RESTORATION COVERAGE
If you become a victim of full-blown identity theft, it can be hard to pick up the pieces. If you add identity restoration coverage to your renters policy, you’ll have a fraud specialist to help