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Motorcycle Insurance

COVERAGE THAT RIDES WITH YOU.

Show your motorcycle how much you love it by protecting it with quality coverage from Petri. There are many types of coverage available, and options vary from state to state. A knowledgeable agent is ready to help you understand what coverage is available to you, so you can select a motorcycle insurance policy that helps protect you and your bike. Your policy can include:

BODILY INJURY LIABILITY COVERAGE

Covers things like medical expenses and lost wages that result from the injury or death of another driver when you’re at fault. In some states, this liability extends to passengers on your motorcycle, too. In others, it may be offered separately.

PROPERTY DAMAGE LIABILITY COVERAGE

Covers damage to another person’s property when you are at fault. You may be liable for other vehicles, private residences, storefronts and other structures.

MEDICAL PAYMENTS

Covers reasonable and necessary medical expenses that are the result of any injury to you or your passengers, like ambulance rides and x-rays.

GUEST LIABILITY

Did you know that some motorcycle policies don’t cover injuries to passengers?  It’s true!  You won’t have to worry about that gap in protection with a motorcycle insurance policy from Petri Insurance.  All of our policies will make sure that your passengers are protected by more than just their helmet and leather jacket.

COLLISION COVERAGE

Covers damages to your motorcycle that result from a collision with another object, which can include another car or motorcycle, a tree or a building.

COMPREHENSIVE COVERAGE

Covers damages to your motorcycle NOT caused by a crash with another vehicle—things like flooding, wind, vandalism and theft. You’re typically covered for repairs up to the actual cash value of your bike. Plus, you get to choose your deductible.

UNINSURED/UNDERINSURED MOTORIST BODILY INJURY

If you get into an accident and an uninsured or underinsured driver is at fault, this covers your injuries as well as your passengers’.

TOWING AND LABOR

Reimburses you for the costs of towing and related labor if your motorcycle breaks down or you get in an accident. Policies for Harley-Davidson, Touring and Touring Sport bikes include this coverage automatically, but you can buy it for other kinds of bikes.

RENTAL REIMBURSEMENT

Helps cover the cost of a rental if your bike is stolen or being repaired in the shop.

MOTORCYCLE AND OFF-ROAD VEHICLE TRANSPORT TRAILER DAMAGE

Covers damage and loss of your trailer and motorcycle resulting from collision, rollover and most natural and man-made losses such as earthquakes and vandalism.

LEASE/LOAN GAP

If your bike gets totaled or stolen, this pays the difference between what your motorcycle is worth and what you still owe on your loan or lease. To get this coverage, you need to have comprehensive and collision on the same policy.

OPTIONAL OR ADDED EQUIPMENT

With Petri, your policy automatically comes with $1,000 worth of coverage on after-market upgrades. You can buy extra coverage up to $30,000.






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